So I heard from the Congressman’s office today and from the way it sounds now the mortgage company isn’t willing to work with me because my name isn’t on the loan. I have asked them for clarification about payment modification but they really prefer that I obtain a loan in my name and pay them off.
Now I’d love nothing more than to do that but problem is I don’t qualify because of my bankruptcy. I think they have lost sight there is a human being involved here. If they don’t work with me then my only choice is to stop paying them. That will cause 1 of 2 things to happen. 1 – They will start to foreclose, in which case I can live here for a year before they kick me out. But think of all of the money I will have saved. 2 – They will go oh my gosh, why didn’t you say something we can work with you.
Basically I see it as they are forcing my hand. I am not going to do anything rash just yet but I am not too far off from it.
I’m told I will know more tomorrow, will let you know what I hear. I am not holding my breath.
The one thing that amazes me is you get a different answer each time you call depending upon who you talk to. You’d think they would at least be consistent in their responses. I pointed that out to the Congressman’s Office but they chose to over look it.
From the way it sounds I am screwed and not in a pleasurable way. I feel like the only way out of this is to jump off a bridge. What a HUGE nightmare. I want it to end – I am looking for closure and to be able to exhale, this is just prolonging that.
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