Who’s on first?

Between my bladder and the cats, I woke up at 6am.  I tended to both and then tried to go back to sleep, but it was no use I was up.  I got breakfast and then sat in front of the TV hoping that I would get drowsy.  Well it worked but unfortunately not in time.  I had to get moving so I could make my appointment.  

So I am all prepared to sign and get my petition filed today.  Well that didn’t happen.  This was just a meeting to review the petition, but that wasn’t made clear to me in advance.  So were reviewing stuff and the paralegal started asking me for information that I have sent her twice.  I had to point out to her the information was right in front of her face.  Who’s on first?  Once we got past that point, I asked about my car.  I was told that my lender may refinance the loan and/or work with me but I would have to contact them.  I am really not in favor of doing that but we may look into it.   The lender will probably send a reaffirmation agreement, which I am told I don’t have to sign.  However, if I ever fall behind in payments then they would take the car.  I would think that would happen regardless if I sign or not.  I mean the car is the collateral, duh!

The other big burning question I had was when can we file.  Turns out Monday is the day.  So I have to go back to the lawyers office, sign my name probably a bazillion times and then we can get on with this.  It will take roughly one to two weeks before the collection calls stop.  I am told that typically if you provide the creditor with the case number, they will stop calling because they know your protected by the bankruptcy laws.  

After that disorganized meeting, I returned home to calm down and take a nap.

Next on the agenda was my Phone Interview.  Sounds like a decent company.  There is travel in this job and honestly I’m not to thrilled about that.  However, it would be like 1 to 2 weeks per quarter.  Plus there is an On-Call rotation but I can deal with that much better.  They are very interested in me.  I got an application to fill out and return, A personality or developmental test to take and they setup an in person interview for early next week.  I will be there for pretty much the entire afternoon.  Not sure what is involved in their interview process but it sounds rather intense.  Just provide me water and I think I will be okay.  Plus this is the only interview I was told that I could dress down for.  It’s business casual and I am taking them up on that.  I hate putting on a tie and getting all dressed up.  Maybe this will be the one, who knows?

I called a place back that called me earlier this week.  I have left two messages but apparently they aren’t all that interested in talking with me.  Whatever.  I will be reaching out to the Charity tomorrow, I have pretty well resigned myself to the fact they passed me over.  It would be nice to know for sure and get it over with instead of putting it off.  My partner told me that I should call them two times a week until they respond.  Nah, I won’t waste my money or time.  If the next call doesn’t work then I will reach out via e-mail.  If that doesn’t work then I will give up.  I’ve got too many other leads to chase and trying to keep track of everyone is getting a bit difficult.

Talked with my brother, found out that mom was discharged from the hospital today.  Now she has to take Acidophilus, hopefully that will remedy her problems.  My brother goes to 2nd shift next week.  He is still entertaining the idea of going back to his old job that he lost in December.  I am trying to encourage him to move forward but he really wants to get back to a daytime job.  Grandmas rule was never ever go back, once your gone your gone.  Besides that he can earn more money with his new job.

That wraps up Thursday.  Time for some internet surfing and then to my chores and finally to my TiVo.  Thankfully nothing planned for tomorrow.  I need to get my hairs cut before Tuesday so I look presentable.  I hope all is well in your world.  Tomorrow is Friday, so enjoy your weekend.  I will talk with you peeps later!