Just got a call from the financial institution where my car is financed at. They told me that the pay off I sent them was 90 cents short, so they need that before they can close out the loan. No I am not kidding. I called ahead of time to avoid a situation like this and the figure I was given was the figure I submitted payment for. Of course they have no record of my call. Then I thought hey they have 5.00 of my money – they put it in a non interest bearing savings account, sort of a fee if you will. I asked if they could use that and oh no that is a non-refundable fee. However, they are open on Christmas Eve until 1pm. Yeah great I have to work for a living how the fuck is that supposed to help me?
I will take them there precious 90 cents on Friday. They told me interest accrues by the day so the sooner I get it in the better off I will be. It’s Christmas you’d think they would cut me a break. Especially since I filed Bankruptcy on them but agreed to keep paying them. I never missed not 1 payment and each and every payment has been on time. No breaks – pay up fat boy.
Needless to say I won’t be refinancing with them, unless they are my only option and I already know that isn’t the case. My credit card company also does auto loans and who knows what I will qualify for when I am ready to trade? Options are wide open, but I am still very pissed off about the situation. I understand they need their money but this is a little on the extreme side of things. Greedy Bastards!
In other news I have been spying off and on on the children. I saw Bear in the hallway, he moved over by the litter box. Ruthie scurried downstairs. I feel like I am there even though I am some 45 miles away. This would have been great to have when I was traveling. I kind of thought of that when I went to purchase – rather than relying on my friend for updates, I can connect up and spy away. Kind of nice, so you know instantly what is going on.
Okay so I vented and now I feel a little better. Looking forward to getting home. It’s a miserable rainy day here and it’s supposed to continue for much of the evening. So the commute home will be light but it will probably be hectic given the fact that it’s raining and people loose their minds. I have given some serious thought to leaving early. It’s been a fairly dead day and I don’t think anyone will miss me for a 1/2 hour but if I do leave, you can bet that something will probably break or some crisis will have come up where I am needed and I will be caught. So while I want to leave early, my conscious probably won’t allow it. Tonight’s gourmet meal will be Chicken Salad on Toast with a Bowl of Beef Barley Soup. Sounds really good and I could down it now.
My boss sent her gift. It was 4 pieces of Chocolate. She made this cute house and put them in there all nice and neat. I got it and destroyed the house to get to the present. Then I saw it was candy and well I ate it. Not what I expected but it was a nice gesture and the candy was good. I think that is all of the gifts I am going to get from work. I am questioning if my friends purchased anything for me, because last year they got gift cards and sent them by mail. I had them by now. This year well maybe they are going to give me something at their house or maybe I will leave empty handed. I kind of hope for a little something, they are like my only hope for a present. I don’t expect anything from my family. I debated about getting them something but managed to talk myself out of it. I figured screw them. I may drop by or at the very least call. My mom I am sure is waiting with baited breath to see what I do.
Ah well, back to entertainment central here. It’s boring and slow. I hope it stays that way but that the time passes a little faster. So I can go out to my automobile which I still owe 90 cents on and drive home. Funny thing is I just sent my insurance agent an e-mail and told him to drop the lien on my car, since its paid for or so I thought. I am not rescinding that. They will probably try to charge me something for that. I still have coverage I am not dumb enough to drive without auto insurance – so there shouldn’t be an issue.
Happy Monday!
No comments:
Post a Comment