Consolidation

So I was thinking about it and did some looking last night.  It makes total sense to get a consolidation loan, I will get a lower interest rate and payments are fixed over 3 years, however there is no penalty for paying the thing off early which is in my plans.  I applied last night and am waiting for the loan to fund, hopefully in a few days I will have the money and can pay off my credit cards.  I took out a little extra just in case something else crops up.  That extra money can sit in the bank and earn interest.

I also wrote the old mortgage company and demanded my escrow refund.  I filed a complaint with a regulatory agency in the hopes that would help pressure them into refunding my money.  The next step is to send them a certified letter that says if I don’t get my money by x date that I will file suit.  I will most likely prepare and mail the letter over the weekend and give them a hard and fast deadline.  That way if I don’t get my money I can file suit on one of my days off, instead of having to take time from work.  Honestly I would rather not have to sue them – just give me my money and I promise you will never, ever hear from me again.  I’m looking for a clean break.  They claim to have mailed me a small check almost a month ago but that check has never surfaced.  I sense it’s not coming OR they mailed the money to my late partners Bankruptcy Attorney.  However, if that were the case he would have reached out to me because legally he can’t cash the check.  Let’s hope for positive results, fingers crossed. 

I stopped by the pet store last night and picked up some spray by Bissell that said it was no scrub – just spray, let it sit and blot up.  Then when it’s all dry vacuum up and viola stain and odor gone.  If only it was that simple.  The odor seems to be gone but the stain, well that is still there.  It’s funny in that it almost looks like a kitten is monogrammed into the carpet.  I saw a guy that I have a crush on (who is a little young for me) but the guy who I met via Grindr well he wasn’t there.  No biggie.  I did some research and turns out it is recommended to clean up urine from carpets with COLD water.  Hot water or STEAM actually can set the odor in the carpet.  Who knew? 

Last night I was all set to break out the carpet cleaner but I was way too tired.  It was raining here and I had major traffic to deal with.  I was really wiped out and just couldn’t wait to get to bed.  I was asleep for an hour when my sleeping buddy (Marvin) woke me up because he wanted out of the room.  I didn’t know it but he just went to the bathroom on the floor.  I got up to let him out and you guessed it, I stepped in it.  I cleaned up my foot and by then he was ready to go back to bed.  I left the mess to deal with in the morning, that is just how tired I was.  I woke up early this morning before the alarm which is typical.  I am so tired.

The good news is I ordered new Gel Pillows and a Mattress Pad for myself.  I am sure that I will sleep better once both of these items come in this week.  UPS is scheduled to be at my house every day this week from today until Thursday.  So I will have something to look forward to each night when I get home, besides the furry beasts waiting for their grub 

When I finally was able to sit down to relax, I looked at TIVO and saw that I recorded a show on LOGO called STUDlebrity.  It’s about young guys who are gay, good looking and have chosen to use YouTube to broadcast their lives.  There is monetization with YouTube and some guys are making enough money to not have to be employed.  That is kind of cool.  Mark & Ethan were in there so I had to tune in to see what they had to say.  The term STUDlebrity comes from your good looking (stud) your almost famous (have a lot of followers – YouTube).  Interesting term.  I have wanted to have some form of a broadcast interaction with the world at large and YouTube is a great platform.  The problem is I really don’t want to put my face out there for the world to see.  I am not looking for fame, even though it does sound slightly appealing.  I want to talk about different topics, not necessarily broadcast my entire life.  I wouldn’t mind sharing my story but I don’t want to lament on what has happened.  Writing my book has helped get some of that out there.  I have thought of things that I should have published ever since.  I eventually suspect that I will modify the book to correct the mistakes that are there and perhaps add content and publish it as a different volume.  I am not in a hurry to do that.  As I mention in my book, me and my late partner came together over a shared interest in Amateur Radio  I used to see him with his equipment and talking with friends.  I watch Podcast and a Live Radio Show over the weekend and then watch YouTube videos – it’s no wonder why I want to get out there.  Making money from it well that is just an added plus, but I am not looking for the money.  My goal is to just talk and try to help people who are going through similar situations as mine.  Be it a consumer issue, a sexuality issue, or a life issue in general.  I just thought not putting my face out there is one thing, but if certain people hear my voice they will no doubt know who I am.  The biggest thing that is holding me back is the fear of rejection or being mocked.  YouTube people talk about negative comments all the time and well I don’t have time for that in my life.  Positivity yeah we can talk all day long.  Negativity I’ve spent my life embroiled in it and I am sick to death of it, so it’s time for a channel change!  Got an idea on how I can accomplish my goal?  Leave me a note in the comments.  I respect privacy and if you don’t want something published, say so and I promise I will be the only one who sees is (unless of course Google is spying on me). 

This afternoon I have to go through Diversity Training.  Really?  I mean with my make up I think I am well trained already.  However, I will do it because it occupies an hour of my time and work is paying for it.  So why not?  It also is an excuse to take a nap, which is more than likely what will happen.  Meetings that are boring just lull me to sleep and there isn’t anything I can do about it.  My body just has no tolerance for boring.  Sooner or later that will cause problems for me  A friend of mine tells me stand up, tell them you have a leg cramp and just walk around a little to wake yourself up.  Yeah, that is one method.  The other method is just tape my eyes open. 

I was talking with a co-worker who is unhappy, I really hate hearing her stories.  Her problem seems to be centered around 1 person in her department.  She is letting this person run her off.  She is looking for a new job and I am sure that she will find something eventually.  She was in government before coming here so I am sure that it will just be a matter of time before the right wheel is greased and presto she is out of here.  I wish her all of the happiness in the world.  She is talking about making more money.  I told her that money is nice but its much better to be able to relax at work and just be yourself.  Lord knows I feel 10,000 times better since I have been able to relax and don’t have to constantly worry about an ogre yelling at me or firing me.  It was to the point I was just paranoid all the time.  Plus to my knowledge I don’t have fake people here that pretend to be my friend to my face but talk crap about me behind my back or twist my words  Peace of mind is one of those priceless things in life that you can’t put a price on.  Hearing my co-worker I can only imagine how I sounded.  I know people don’t want to hear that crap but everyone needs someone to vent to.  I don’t mind listening and who knows maybe I can give you a tip or two. 

Well that’s all I know for now.  Thinking about supper and I have no idea what I am going to eat.  I know that I won’t go hungry.  I just hope that I enjoy whatever it is I have and that the commute tonight is much smoother than last night  We have true winter weather in the forecast for later this week, just in time for the weekend!  Wee.  It won’t stop me, might slow me down a little but stop me – nah.

Have a great Tuesday and I will talk with you peeps later.