Patch Tuesday

Its time once again to update Windows. 

I received word today from my attorney that the mortgage company is unwilling to work with me because my name does not appear on the loan.  My options are:

1.  Continue making monthly payments, not falling behind and come August apply for a loan in my name.

2.  Walk away and let them fight it out with the Bankruptcy court.  Find a new place to live and start over.

3.  Make payments that I can afford and try to string them along until August at which time I can apply for a loan in my name.

I am choosing option 1 at this point.  So long as I don’t loose my job I can see my way clear to August, provided that no Whammy’s come up.  It might all turn out to bite me in the ass and I might wind up walking away with nothing, but I have to try.  Not for my sake but for the sake of the cats.  Otherwise, I can put them down or give them away but no matter how you look at it they won’t be with me anymore.  That is not fair to them and as much as they cost me, I owe it to them to try.  Plus I know it’s what he would want me to do.

The news honestly is not a surprise to me, I figured that is the way they would be.  So long as they don’t move in and foreclose I should be okay.  A lender can foreclose at any time, for any reason, regardless if your current in payments or not.  Granted it takes time to get you out of the property but eventually that is what happens.  You can fight all you want but in the end it’s a loosing proposition.  My only saving grace as I see it is if that happens get a loan in my name, then pay off the existing loan and it’s now legally my home. 

Holy crap another year of BS.  So much for closure and trying to move on.  It would be simpler to say F this and walk away but that is just not in me at this point.  If it wasn’t for those darn cats then it would be a no brainer and I could hang on to my money.  I’d move to an apartment, townhome, something.  Until I could get financing and get a home of my own.  No one wants to throw their money away. 

I just have to trust God that this is going to work and he will provide for me.  I might not have the very best but I will be taken care of.

That is all of the news I have.  I have been pulled into the alphabet soup act here so I am told there is a lot required on my part.  I read policies and procedures today.  So nice they put all of these rules into place but don’t bother to educate people.  I am told oh HR is doing that.  Well if I am supposed to do something today, then they are clearly not moving fast enough.  What a mess.

Got my water bill last night.  New policy 1 month late, now equals no notice and your service will be shutoff.  You have to pay a penalty to get it turned back on.  Used to be you could go 2 months.  My partner would always misplace that bill or forget to pay it.  Good thing I am on top of things now otherwise we might not have water.  That would be so bad!

Dinner was Chicken Pot Pie.  Watched some Don’t Trust Andrew Mayne and called it a night.  Tonight I think will be chips, cheese and taco meet – mexican flavor.  Not excited about it but it beats spending money for something better.  After that it’s either frozen mexican or pot pies for the rest of the week.  I need a rescue meal.  Maybe I will try Cracker Barrel on Friday, at least it’s a thought. 

Well time to wrap it up.  Talk with you peeps later.