09 November 2013

Where we are!

It appears that the universe is in alignment and things look good at the moment. 

Mortgage…. I spent most of the day yesterday locating and scanning documents.  I completed a mortgage application and have sent everything in.  It’s a refinance at 4.5% and from the present house payment it will save me $500 per month.  If I stop paying bankruptcy it will save me $700 per month.  What will I do with all of the extra cash?  Save it!  It’s a 30 year loan and I am astounded by how much I will be giving them. 

I was told there is a potential they will reject this because of the way the house is titled.  If that happens then we resubmit as a purchase.  As long as this first deal isn’t rejected we should close before Christmas.  I can’t wait.  Then I will be legally obligated to this place.

My plan is to stick with this loan until I qualify for a conventional loan.  Then look into a refinance to see if I can get even lower payments and a better interest rate.  Time will tell.

Post Office…. Talked with the Postmaster and it went well.  I got an e-mail this morning and it said

you got mail

So I believe I am all set!  I got some forms in my box today that I had previously filled out.  I just printed out the copies  I had and am mailing them back.  That should square us away and I should be getting notifications from now on, or so I hope. 

Blu….We made it down to the clinic safe.  Mr. Blu was hyperventilating and obviously nervous.  I think he thought I was dumping him.  I handed him over, filled out a form and went to breakfast.   Came to pick him up shortly after 3:30pm and he was out.  Whatever they use for sedation was powerful stuff.  We made it home and he slept most of the way.  Towards the end he woke up for a few minutes.  I got him in the house and he stumbled out of the cage.  He walked around the house like he was drunk.  It was funny but sad at the same time.  He managed to chase after me downstairs without falling down the stairs.  So I take that as a good thing.  He didn’t eat or drink much but is slowly returning to normal.  So long as he is eating, drinking and leaving the incision alone there isn’t any after care needed.  They used skin glue to stich him up.  How about that!  Right now he is still taking it easy.  He slept in my room last night in Big Boy’s bed.  He just looked so peaceful and after what I put him through I wasn’t going to disturb him.  So for the first time in a very long time I slept with the door open.

This morning I woke up and was like a Cosby kid – I had Chocolate Cake for Breakfast.  Watched some TV and then proceeded to sleep the day away.  I didn’t get out of bed and moving until 2pm.  Everyone was caught off guard by that.  It was a bit of a coma from the sugar wearing off and it was also a bit of recovery/depression for me. 

Once I got moving I hit up the Post Office.  Then went to Lowes.  Cute cashier took care of checking me out.  I think he noticed me checking him out.  He asked me for my number and I resisted from saying now that you have mine, can I have yours.  I’ve always wanted to say that.  He was kind of angry towards the end so I just took my stuff and moved on. 

I came home, unloaded and played with my phone.  I was passing some time before I left to go eat Chinese Food.  Been hungry for that since last week when I watched a Jackie Chan movie.  It was good, I put too much soy sauce on my rice so that kind of ruined it but I still ate it.  A little thirsty for a while but outside of that all is good.

On the way home I got a call from the jeweler.  Finally my chain was ready.  They said my wife’s chain was ready.  Yeah me with a wife, not a chance.  Anyway, I went to get it and dropped $60.  They gave me the old clasp back and I said what is it work.  Knowing that if I took it home I would loose it.  They said $2 and I said give me $2.  They took it off the bill and all is well. 

Got home started cleaning and doing laundry.  Had to buy a Swiffer Wet Jet because the steam mop shot craps.  I will be getting another steam mop just not sure when.  I wanted a cleaner bathroom so this will do for a pinch.  Plus TAZ has my kitchen floor a mess again.  Used the spray bottle full of Vinegar for the mold.  Don’t really see that much of an improvement.  I saw some Krud Kutter for Mold and almost picked it up.  Maybe I will go back for it.  Going to use the Vinegar again tomorrow.  My late partner would use bleach with water and it worked much better.  I just don’t want to go that extreme unless I have to. 

Now I am wired so I will be up for a while watching TV.  The kids will love that. 

I finally parted with some money and ordered my calendars.  Here is what I got….

2014 turn on boys This one is nice but there is no nudity.  I thought there would be.  Still amazing looking guys!

2014 buckshot boys This one has the nudity and man there are some hot guys in there.  It came with a coupon code for I think Colt Studios if I wanted to go shopping for adult movies and/or toys.  Not going to do that, but if you would like something and want to use the code, leave a comment and I will happily share the code with you.  There was also a poster of an older guy who I guess is supposed to be hot.  I think I might use his photo to cover up the mold in my bathroom.  He isn’t that good looking to me. 

So there you have it 2014 the year of the HOT GUY.  Time for bed now.  Thanks for stopping by.  Talk with you peeps later.

1 comment:

Jude said...

Good luck with the mortgage application! And I hope Blu is feeling better today and not so groggy. :-)