27 November 2013

Here We Go Again

The attorney that I asked to work with the mortgage company got back to me and said that I do qualify for a payment modification.  I just have to complete paperwork that I have completed twice already.  I suppose 3rd time is the charm.  They are willing to work with me, blah, blah.  I’ve heard it all before but I don’t believe a damn word of it until I see different results. 

The attorney wants me to complete the paperwork and send it to the lender.  I told her that I would be completing it and sending it to her to forward on to the lender.  As the lender tends to misplace and lose things I feel it’s better to work through a 3rd party. 

I do NOT have my hopes up that this time will be different.  I have pretty well resigned myself to the fact that I will stay in the house and continue to make the payments for the foreseeable future.  Not what I wanted to do but it looks like it’s the only option at this point.  Perhaps the bank will finally work with me.

I really felt horrible by the time I got home.  My head was spinning my neck hurt and it was obvious to me that something was going on with my body.  I took it easy and went to bed early.  Didn’t make getting out of bed any easier this morning, I debated about staying home. However, I pushed myself and made it out the door and to the office. 

We get to leave early this afternoon so that will help.  The speaker that I ordered went FedEx Smart Post so it’s waiting for me at the post office and I have to see a window clerk because it was too big to fit into my box and apparently their lockers are all full.  Personally I think this is their way of screwing with me because of the fight I had to go through in order to get my notifications setup.  Ah well, as long as they don’t close early I should be fine.  If not then I will get it on Friday. 

Thus far no real plans for Friday or Saturday.  I am not a black Friday shopper that is simply insanity – Cyber Monday is more my speed but honestly who do I have to buy for?  Plus I really can’t afford anything.  I’ve got one set of friends that I want to buy a Roku box for and that is it.  I don’t feel compelled to purchase anything else.  I’m doing good to keep my head above water and if I went crazy I would be out of money in the blink of an eye.

Which reminds me I need to check my lottery tickets.  So I told you I made it to the office, right now it’s a count down until the final hour when we get to leave.  There is plenty of work to be done but who actually wants to work on the day before a major holiday?  Not much gets done from this time of year until the New Year starts.  I think there should be a law where we get from Thanksgiving until the start of the first full week of the New Year off.  Now that is a vacation and something that I think I have earned. Ah well who doesn’t have dreams?  It’s about the one thing I can do and not worry about it costing money.

My stomach is still a mess, if I could just go to the bathroom I am pretty confident that I would feel much better.  If that doesn’t happen naturally soon, I will force it to happen – not exactly something that I really want to do but something that needs to happen.  Not exactly sure how I got into this mess.  Was it germs on a door knob, potato chips or just stress related? 

I expect to sleep much better tonight that I have in the past.  Having time off should help with relaxation.  I don’t want to be sick and miss Turkey day because I have waited all year for it.  In fact I got a call a bit ago from the resturant confirming the reservations for tomorrow.  There will be 5 of us.  I think I will hold up okay but it will sure be odd.  I requested that we be close to the bathroom, just like last year.  That was done out of convenience for my partner.  This year it’s just a small way I am remembering him.  Sounds odd I know.

I received the pay off quote for the house in last nights mail.  I was nervous to open the envelope because you never know what they are sending.  I don’t get a bill, a coupon book or anything to make my parments.  It’s just an understanding that the payment is due and you make it or else.  I would like to receive a statement like the former lender sent.  So you knew exactly where you stood.  If my partner were still alive and paying this he would have missed a payment by now because he always counted on the paper reminder. 

Big Boy got jumpy again this morning but it wasn’t until I put on my coat that it started.  I think it’s from the other day when I accidentally kicked him.  Him and his brother both freak out when you have a plastic bag in your hands.  It’s like oh no it’s the plastic bag… run for the hills.  Hide, help us someone help us it’s going to get us.  I don’t get that reaction but I do understand that reaction when associated with the vacuum cleaner. 

Golly 2 and 1/2 hours to go then I will be out the door and on the road to the post office.  Driving in the day light coming home from work will be foreign to me but it will be nice. 

Sweet dreams for now I am headed back to the salt mine. 

1 comment:

Jude said...

I hope having your lawyer forward the documents makes the difference!

Feel better, and enjoy your Thanksgiving dinner!