I completed housing counseling today. It was all common sense stuff about purchasing a home, budget, credit, etc. Things that I learned back when I was in High School. A total waste of $250 and 2 hours of my time. However, I did it because I had to. I raced home and sent the proof that I completed the class. I followed up with a phone call and the potential new lender is supposed to call me tomorrow. However, I got a disturbing e-mail from them tonight saying that the home is titled in a Living Revocable Trust and that I was not listed on the title. I responded and explained that I am the Successor Trustee and Beneficiary. My gut already tells me that since they posed this problem there is going to be an issue and they may refuse to help me until the house is officially titled in my name. I can’t do that unless I have a loan in my name because the present lender will call the loan and I have no money to pay them.
The kicker is that they acted all surprised like they were caught off guard. However, I disclosed the entire situation when we first spoke. I detailed it in my ‘hardship’ letter and I have an e-mail where the loan officer questioned underwriting and mentioned that the property was in the name of a Trust. So they knew about it all along. I’ve got the proof all printed out and am ready to do battle, if I have to. I’m hoping that it won’t be an issue. There isn’t a whole lot of fight left in me and I am so ready to give up, but I won’t do that until I am certain there is absolutely no hope.
Tomorrow is the big day for BLU and I am nervous as hell. He is chipped and I am guessing they will scan him and that will raise a red flag because my name and my late partners name were totally different, as you would expect. However, I am fortunate in that I am listed as an alternate contact with the chip manufacturer and have proof of that. I’ve made a copy and also made a copy of my late partners death certificate. That should be enough to get me out of any jam that could arise. I hope it’s all smooth as silk because I do not need any more drama in my life.
Now speaking of drama I told you my ‘so called friend’ was denied unemployment. Well we spoke today and she told me that there will be subpoenas coming, she wouldn’t tell me if there would be one for me, but she did mention others that were supposed to be served. She is using privileged information that I disclosed to her in confidence to help her cause. When she disclosed that to me my heart sank. She told me that I had nothing to worry about and that no one would be able to trace the information back to me. However, if anyone figures things out, I will be the next one on the unemployment line. All the more reason to move on. I want out but I don’t want to be thrown out. I expressed this several times. She assured me there is nothing to worry about, but I don’t believe her. Her creditability with me is shot. So all I can do is wait and see. She may have just been filling me with information in the hopes that I would take it back, but she told me not to say anything. I am trustworthy and can keep a secret but if it’s something that has the potential to adversely affect me I am not so sure that keeping my mouth shut is the right course of action. I am thinking over what my next move here should be.
Tomorrow will be confrontation day at the post office. I’m going in to talk with the Postmaster about the service they can’t seem to sign me up for. I really want them and don’t feel that I should have to wait a year before I get them. I will be going in armed with copies of the paperwork I submitted via mail that he never responded to. I don’t understand why I am being ignored. I am sure that the result of my conversation will have a direct impact on the service I receive in the future. Not sure if that will be good or bad service. All I know is that if you screw with the post office they can make your life a living hell. I am not there to anger or offend anyone but I would like some answers. I will be civil and polite unless he gives me a reason to treat him otherwise.
So as you can see I have a lot going right now. Many balls up in the air. Life is a never ending game of Chess. Meaning there is always a next move to make. Problem is that I have no clue on how to play Chess.
Today was day #1 off and I was bothered off and on the entire day. I went to take a nap this morning after I got back from having my oil changed and couldn’t get any sleep because the damn phone kept going off. Problems here, problems there. I need this, she needs that. Needy people! Fridays are typically quiet and I am hoping beyond all hope that tomorrow is in fact a quiet day. I don’t mind a spam e-mail message but outside of that I really prefer not to be bothered. See if I would have went on the trip then I would have had to still work, so I ask you what is the point of going? It’s not a ‘vacation’ for me. I am connected 24 x 7 and never get me time – except typically weekends. Thankfully Saturday is right around the corner.
There is plenty more I want to spew out but I am going to end with one last thing I did today. I went through the phone book and randomly picked out an attorney for a final review of my wrongful death issue. The last firm that I was referred to never even bothered to look at the medical records, they went purely off of my facts and declined to take the case. Okay, so I want someone who will do a review of the medical records and then give me their opinion. If there is no case, then I will have to deal with that. If there is a case then I need a champion to take it on and lead me to victory. I am doing this to put my mind at ease and if it simply was his time then so be it.
Well, wish me luck, say prayers and send good vibes my way. I need all of the help I can get right now. A winning lottery ticket would help too, but only if it’s the BIG jackpot! :) Have a good evening and I will talk with you again soon.
1 comment:
Prayers and positive thoughts here!
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