This morning I woke up in time to take care of the testing I needed to do for work. I saw that I had an email from my health insurance company and said well let’s just ruin the morning by looking at this. It was a notification that I had some EOB’s to review. These are known in simpler terms as Explanation of Benefits, basically listing charges and showing you how much they paid. I was beside myself when I saw a balance owed by me of $1,026. This is from my ER visit a few Sunday’s back. It’s an ancillary charge, whatever that means and it’s not covered because it wasn’t administered within 72 hours of the onset of a serious illness. I suspect it’s the test for the Flu but I have no idea. They did pay part of the charge because the original cost was $2,000 but to leave that big of a balance for me, is crazy.
I started the appeals process and have yet to get an actual bill from the provider, but I know it’s coming. The quicker I am perhaps the quicker we can get to the bottom of things. As I explained in my appeal I have coverage for the Emergency Room, Lab work and X-rays all at 100% so there is no cost to me. I sought medical care in an ER because it was necessary and I knew going in that I wouldn’t have a large bill in the end, which apparently I’m wrong about. If I am stuck with this bill I will find out what exactly it’s for and then work with the hospital for payment arrangements, I am not putting this on a credit card that is craziness, the interest would eat me alive. I honestly think this was a screw up but if it’s not I bought myself some extra time. Just one more thing to add to my worry list about.
I also found out that I owe my doc $50, which I paid before starting this post. That was expected and is more than affordable given the circumstances. I called the insurance company knowing full well they would be closed and the automated phone system told me that there is yet another claim pending on the same date for $550 which is still open, it sounds like it wasn’t submitted properly. I guess this can easily get worse. However, a screw up on the providers part shouldn’t mean a large bill for me. As you can well imagine I am not a happy camper.
In other news, the cats got their breakfast and I went out for mine. Then off to the grocery store and a stop for gas. This rental car has what I believe to be a bottomless tank. It was 1/2 full when I picked it up 2 days ago. The needle moved slightly and knowing that I will be using fuel to get to work, it only made sense to stop. We got up to around $23 and it wanted to keep on going. That is where I drew the line and it’s almost but not quite yet full. I think $25 to $30 would have done the job but I don’t expect to have this for more than 2 days tops, provided the parts come in and everything is situated. They could find additional damage or the parts could be delayed, I am authorized for 7 days on the car but my hope is that I will be getting my baby back tomorrow or Tuesday at the latest. I sure do miss all of the luxury features and I am not used to sitting so low to the ground, it takes some effort to get out. Overall it’s a nice car but not something that I want to drive full time.
The house has been cleaned, laundry is done, trash is out, kids are resting and I am ready to shave and shower. Then fix a frozen pizza and open a couple cans of cat food. It will be a regular party tonight, not. I will still be watching Shameless but it won’t be the same without the character Ian. Last Week Tonight with John Oliver isn’t on tonight but there are plenty of re-runs of The Big Bang Theory so I will have plenty to watch. I got most of my TV backlog cleaned up in a short break I took. Everyone was in my room and they all look so comfy I figured why not join them. I wanted to doze off but unfortunately that didn’t happen, I managed to keep myself awake. I guess that will pay off tonight when I PTFO (Pass The Fuck Out).
It’s hard to fathom that one year ago to this very day is when I lost my mom. 12 months pass by so quickly. I just can’t believe she is gone but I am hopeful that she is in a better place and no longer suffering. Next Saturday is when my late husbands birthday is and Mom’s is two days later. October is not a good month for memories. Thankfully it’s almost over with. Hopefully, with the start of a new month it will bring about a positive change and nothing negative/bad will happen to me or those around me. Plus were getting closer to Thanksgiving.
Finished Making A Murderer part 2 on NetFlix last night. Wow, a couple bombshells came out that I never expected. This is a long and tough battle. It’s easy to get a conviction but it’s hard to get it over turned and being innocent makes it that much worse. Brendan Dassey is the one I feel the most sorry for because he was so young when this all went down and my personal opinion is his confession was coerced from him, there are a lot of politics at play here and I do believe now they have the wrong 2 guys for this murder. Based on what I saw I don’t know if Brendan will ever get out, but I think that Steven still has a fighting chance. I do wonder if there will be a part 3, this is very compelling TV if you like the legal system. I hope for the best for those fighting this fight and pray they don’t give up until every avenue is exhausted. It does help put things in perspective for me and my troubles are nothing compared to being wrongfully convicted and falsely imprisoned. If either of these guys does get it out, it would be in there very best interest to move to a different state because if they go home and don’t move, something like this will crop up again. I love WI it’s a great area of the country but after seeing all this I am glad that I don’t live there.
Sadly I have washed a few long sleeve shirts and will be wearing them this week as the temperatures are starting to drop and it’s quite nippy outside. I also added the electric blanket to my bed. That seems to have pleased Ms. Gator and it’s not even turned on yet. Just wait when I flip that switch tonight she will be in heaven and then stuck to me even more. That will probably make for a bad nights sleep but so long as I am comfortable and warm, that is all I care about. The furnace has been on for a couple weeks now and I have it set to just keep the chill off the house so 74 degrees during the day but early in the morning it starts at 75 so it’s warm when I am up and moving about.
Here’s hoping for a great week ahead for me and for you too. Stay warm, be safe and keep on keeping on.
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