I got approval on my loan yesterday and should have the money by early next week. The postcard I guess is just a fail safe method but it no longer applies to me since they confirmed my identity through documents and a phone call. Kind of nice that someone is taking a chance on me. Essentially I just re-committed to a car payment for 3 more years. I say that because the payment is around what my car payment was. I can pay them off early which is in my plans. The best part is that I crunched the numbers and if I part with $700 I can get to the magic # in my late partners Bankruptcy where his attorney can file and petition the court for a hardship discharge. Provided I get it the money will be well spent because then no one will have any claim to the house – the bankruptcy will be discharged and the creditors will essentially be screwed. Just a nice way of saying Merry Christmas. So I am going to part with the money and if I ever get my escrow money back then I can use that to repay that part of the loan. So it’s all worked out in my mind, let’s hope that it jives with paper and that the court gives me what I need, which will be a huge relief. That would also ensure that I get his tax refund and NOT the bankruptcy court, which is even better. So it looks like the sun is really starting to shine in a very big way. I am so very happy!
I went Christmas shopping via Amazon. I got the WI that I wanted as well as the WIFI Camera and I picked up an extra to give as a gift. They were only $50, which I think is cheap. I hope I am not disappointed by the performance. I had to buy some extra games so I would have something to play. I got a Roku Stick so I can take the Roku unit in the living room and move it to the bedroom. The Roku I have in my bedroom is the first one they came out with and they are no longer updating the software. I can move it to the basement if I need to. I am hanging on to it but it sure has lived a great life and it was a Christmas gift one year many moons ago from my love, so there is sentimental value to it
It’s amazing that you can buy all of the things you want but there isn’t anything that you can buy that will give you everlasting happiness. So what I am saying is while I am able to get the things that I have wanted for a long time, I still have a void in my life. I am happy that things are getting better. Now if I could get get a man without any problems, side effects or drama and things would just work – sort of like plug and play. Then life would be a little happier. Loneliness is a HUGE problem at the holidays. Plus I am ready to start making new traditions and being with someone I care about instead of ‘friends’. I mean I am thankful they are there but I really need a family of my own.
I learned of Sony’s decision not to release The Interview (not sure if that is the right name) but it’s the movie about capturing the crazy man in North Korea. They bowed to the terrorist and threats – I realize that safety is paramount but still they should release it even if its just to stream in ones home. I was very interested in it and thought that from the preview it was a highly funny movie. Ah well I guess we will never know.
Traffic on the way home yesterday was horrible. I had to take an alternate route and got home around my normal time but almost hit someone in the process. I needed to change lanes and they were far enough back that they let me over but they chose to honk after I got in front of them. I just took a chance and thankfully it paid off. I don’t need more trouble.
Speaking of trouble, I spoke with the attorney who is working to look up what the law says in my state about Escrow refunds Turns out its dictated by the mortgage and since I don’t have a copy of it, I have no idea what it says. I put a call into the lending officer who helped me, he needed the mortgage before he could issue the loan for me. I asked him to have someone look through it to tell me what it says. I am still going to move forward with sending a certified letter. I also have plans to call them tomorrow to see what they have to say. Basically the advice I was given is don’t give up, get noisy and they will sooner give you your money than deal with the BS that your going to create by complaining. On average the time frames are usually 30 to 60 days before a refund is issued. I think filing suit will speed up the process but I really don’t want to waste the money.
Today I worked on a personal laptop for one of the staff members daughters. She has a cute boyfriend and there were lots of shirtless pics – my mouth started to water. The thing had a virus on it so it would turn on a proxy and you couldn’t get out to the internet. Turn the proxy off and within seconds it was back on. They didn’t want you going anywhere. Thankfully I used a restore point and got her out of the trouble. They were going to take it to the
Death Geek Squad. I turned her away but something kept nagging at me, so I told her bring it in but tell no one. When I told her it was fixed well those lips just started a flappin. Telephone – Telegraph and Tell A Woman, those are the 3 forms of communication. I had turned someone else that sits by this person away as well and I didn’t want them to think I was discriminating. There are lots of people that have asked me to do work on the side and I decline. It would be a great money maker but there is a liability there that I just don’t want to mess with. However, since I am more often than not able to help people out of a jam maybe I should reconsider. My employer could careless as long as I am not engaging in those activities on company time. Which today I looked this machine over my lunch hour and it was a huge struggle to get it finished before the hour was up. I made it, but couldn’t take it back to her until later in the afternoon.
Television last night was kind of a bust. I saw one new episode of The Middle and everything else was reruns, so I turned it off. I got my fitness device configured and am using it. The one thing they don’t allow for is giving you time to recharge the silly thing. I mean at some point the battery will die and you will be forced to recharge it. The device wouldn’t even turn on until it saw the software was loaded on my phone. I got to check my heart rate which was kind of cool. They have all sorts of attachments and tried to sell me a scale and blood pressure cuff of which I didn’t bite for. The gadgets are great but none of them will actually cause me to loose weight which is what I need to do. There is only one way to achieve that is with diet and exercise both of which are not in my immediate future. I am amazed at the number of steps that I take in a day and the walking that I do at work. I have already unlocked a 4,000 step badge which is great. You have the option to share that on Facebook but honestly what person wants to know how many steps someone took in a day. I had a friend who started posting crap like that and I stopped following him. Totally not interested could care less. So I figure that is the way most people feel and I am not going to bother to share my stats on any kind of a regular basis and right now have no plans to share any of the data on FB.
If you get this in time and are in need of a Bluetooth headset, Amazon has some really good deals today. I got a $130.00 headset for $25.00 – a deal that I just couldn’t pass up. It’s a toy for work but you would be amazed at how much better it feels not to have a cord attached to your head. I just hope it sounds as good as they purport it to. Plus I can pair it with my iPhone and watch videos at lunch instead of having to put on a seperate headset for that.
Tonight’s delivery is Mucinex, simple easy one package. Tomorrow there will be packages scattered all over my porch – the order that I placed yesterday I paid for 1 day shipping so everything gets in this week and I don’t have to wait and wonder if it will make it in time for Christmas. It would be a smart idea to stay home tomorrow so I am sure nothing walks away. However, I will be here at work. The neighborhood overall is safe and I haven’t had any issues yet, let’s hope I just didn’t jinx myself. I am looking forward to Saturday for many reason but the one reason that has me anxious is I will get my Harry’s shipment. It’s a shaving club, I just asked for a one time shipment and am looking forward to trying them out. Their blades are supposed to be superior to what is on the market today and cost a ton less. Shaving is expensive and aggravating as well. Hopefully this will make the experience a little more pleasant and if their blades are all they say they are then I will be happy to switch.
Slept on the new pillows last night. They aren’t as firm as I wanted but they were average. Tonight will help form my opinion better. I did notice that I was in a deeper sleep and felt rested this morning, which is kind of an unusual feeling. I suppose if I had a better matress and a sleep study done I would feel even better. Everything in due time. I really don’t know how my late guy used to put on the headgear at night for his CPAP machine. He swore by it once he tried it. I still have the machine but its programmed for him and he used the last new mask. I could clean it out. The bigger issue is germs and sinus infections which you can easily obtain from one of those machines if it’s not properly cared for.
The children are all doing okay. LB’s sty seems to have healed on it’s own, which I am thankful for. He is older or so he look and he moves slow but the other day he saw a bird and I never saw him move so fast in my life. It was pure entertainment and of course I didn’t have time to capture it. Bear (Big Boy) is managing. He seems to want more attention and more food. He is my constant worry, I did much better with losing Blu than I thought I would but Bear he’s been around longer so I suspect when he goes it will hurt much more, plus he had that special bond with my guy. It’s just depressing to think about.
Well time to motor home, lets hope it’s a smooth commute!